O Banco do Nordeste (BNB) terá à sua disposição R$ 500 milhões para financiar projetos de inovação de empresas na sua área de atuação. O anúncio foi feito pela ministra da Ciência, Tecnologia e Inovação, Luciana Santos, em Recife (PE). A fonte dos recursos é a Finep, e a linha utilizada pelo Banco será a BNB-Finep Inovacred Expresso.
Podem solicitar o crédito empresas privadas com ou sem fins lucrativos que tenham faturamento anual até R$ 300 milhões. O financiamento contempla até 100% do projeto, limitado a R$ 15 milhões, com prazo de pagamento de até 72 meses, incluindo até 24 meses de carência.
Os recursos serão distribuídos pelo BNB entre os estados nordestinos e parte de Minas Gerais e Espírito Santo. Segundo o superintendente do banco em Pernambuco, Hugo Queiroz, a captação desses recursos faz parte da estratégia de diversificar as fontes e aumentar a oferta de crédito.
A linha com recursos da Finep possibilita atendimento de propostas não enquadráveis no FNE-Inovação. O diretor financeiro da Finep, Márcio Stefanni, destaca que as inovações não precisam ser disruptivas. “Mudar processos dentro de uma empresa pode ser uma inovação”, afirma.
O crédito da Finep já está em operação pelo BNB. A startup Potiguar Pitom84 contratou R$ 100 mil para financiar a implantação de uma ferramenta de Inteligência Artificial (IA) em Natal (RN). A ferramenta visa facilitar a comercialização de motos seminovas, com uma precisão 15% maior que a de um ser humano.
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